New Maybank Visa Debit Card
Shop at over 29 million VISA merchant locations worldwide
It’s your ATM card - withdraw cash locally and overseas
Earn TreatsPoints and enjoy privileges when you shop
No income requirement for application, no finance and late charges or annual fees
Online statement through www.maybank2u.com
Peace of mind with the smart chip security
Features & Benefits of the NEW Maybankard Visa Debit
Convenience
It is as good as cash! A fast and easy way to pay, and it eliminates the need to carry cheques and reduces the risk of carrying cash. You can also pay bills, transfer money or make purchases wherever VISA is accepted.
It is that smart!Accepted Everywhere
Maybankard Visa Debit is accepted in as many as 29 million VISA merchant locations worldwide.Peace of Mind
With the latest security features of the smart chip technology on the card, you can be assured of peace of mind while you shop. An SMS alert will be sent to you if we detect any doubtful transactions. Our 24 x 7 Call Centre is also ready to assist you at all times.Control at Your Fingertip
• Set Your Own Purchase Limit
You can set your own purchase limit up to the Bank Purchase Limit which currently stands at RM5,000. Or you can deactivate or lower this limit at any Maybank ATM.
• Record-Keeping
Keep track of your expenses with your online statement where you will see information such as merchant location, transaction amount and date.TreatsPoints
Earn TreatsPoints whenever you pay with your Maybankard Visa Debit. Redeem an array of exciting gifts or shopping, dining or petrol vouchers with your accumulated TreatsPoints.Fee Free
No more annual fees, monthly interest rates or late charges to worry about with the Maybankard Visa Debit
One thing I should bring out here and you all should know is,i f u pump petrol other than Petronas, it will charge you RM150 per transaction and then will only return the remaining amount to your account. So that’s the cons. No matter how much u pump it will be RM150.00 and only return to you few days time.
Let say, you pump RM60.00 but you will be charged RM150.00 and the remaining RM90.00 will return to you in few days time. So that’s the catch and it hold your cash flow.
23 Responses to “New Maybank Visa Debit Card”
By slowcatchupkuan on Mar 27, 2008 | Reply
i heard of this new card too. sounds great. am going to apply soon.
By saimatkong on Mar 27, 2008 | Reply
hey, one thing you all should know. If u pump petrol other than Petronas, it will charge you RM150 1st and then will only return the remaining amount to your account. So that’s the cons. No matter how much u pump it will be RM150.00 and only return to you few days time.
By Umazuki on Mar 29, 2008 | Reply
Very gila ah..maybank..
By saimatkong on Mar 30, 2008 | Reply
why gila? wat do u mean?
By tealady on Apr 1, 2008 | Reply
Actually the concept of using visa debit at petrol pump same with credit card. But credit card is bank money…so customer don’t care only pay….but visa debit is people money…in petronas if u use Visa debit but select Credit..the behaviour same like other petrol pump….not a few days time…but after the petrol pump do the settlement with their terminal….
By abg on Apr 28, 2008 | Reply
how bout when you buy something more than wat is left in ur account using this debit card..? or is it we need to check the balance in the account b4 shop. or is it we only shop according the sum in the account..
By saimatkong on Apr 28, 2008 | Reply
you only can use what ever you have and it’s within the credit limit that you set.
By christepher on May 9, 2008 | Reply
hi, when i use this card to pay the hotel, oso charge RM150 1st for deposit when u check in. but until wait for one week still no refund the money yet. I oso don know wat going on. anybody know?
By saimatkong on May 9, 2008 | Reply
that I’m not too sure why not u call maybank and ask? that’s the most easy way to ask about where ur money go about.
By vanillacOla on May 10, 2008 | Reply
Actually i pumped petrol using my maybank visa debit card at petronas (awan besar) that day n they automatically deducted RM 150 from me too..
By vanillacOla on May 10, 2008 | Reply
.. but they credited back the RM 150 the next day n deducted my actual petrol amt spent.. funny..
Btw, is it just me or is anyone else a biiiit concerned about security aspect of this card? IMHO, they shuld request for PIN no 1st b4 a transaction..
By saimatkong on May 10, 2008 | Reply
Hi vanillacOla, I thought Petronas they will not as told by the customer service in Maybank when my colleague applied for it. That’s weird. Btw, it’s function is like credit card so no pin is required .
By lankapo on May 17, 2008 | Reply
hi,
I read that you can pay at the counter using debit card without being deducted RM 150.
can anybody confirm this
By saimatkong on May 18, 2008 | Reply
hey, u mean pay for petrol over the counter? Those who using this debit might help or the best is call directly to their customer service.
By zas on Jun 17, 2008 | Reply
You can pay at the inside counter of the petrol station n be deducted of the amount of petrol that u bought by purchasing some products in the kiosk,but usually they will ask u to swipe it at the pumps.this will cause u to advance the rm150 from the card.
By 1Earth on Jun 21, 2008 | Reply
Not sure if it works differently in Sabah, but last night I put RM50 in my car (at Shell - no choice, stuck in the card, it processed for a few seconds and said “autorised, start pumping”) and this morning there’s a RM200 charge under “PRE-AUTH” in my Online Banking.
If it’s pre-authorisation, it’s a block, much like when they block off say RM500 at a hotel when you check-in, to cover your expenses and reserve the money on your account. So techincally the money has not been removed, although it boils down to the same thing.
Will have to wait and see how long it takes for them to remove the authorisation. I wonder why they chose to do it this way.
By voices on Aug 1, 2008 | Reply
For Shell, it is RM200, RM150 is for Petronas, is there a way to remove this deduction when swiping the card? how about for other petrol stations like ESSO?MOBIL?BHP?CALTEX?
By saimatkong on Aug 3, 2008 | Reply
I don’t think there’s way to remove this deduction as this is how the debit card works I guess. I have no idea on other petrol stations maybe other ppl may help or you should call the customer care line. =)
By kong on Aug 11, 2008 | Reply
Petrol transaction at the pump (outdoor) – Pre-authorization amount is RM150 but some petrol operators allow the cardholder to select the amount at the pump. Pre-authorization amount will be charged to customer’s banking account during the fill-up. The pre-authorization amount will be reversed back and the actual filled-up amount will be charged to customer’s bank account once the bank receives the actual filled-up amount from the acquiring bank. Averagepre-authorization holding day is 3 days
By ZINO on Aug 17, 2008 | Reply
actually last friday, im using my debit for the first time at ESSO, but the machine said that my card is invalid, so i pay cash, but when i check at maybank2u, im shocked because RM200 was deducted from my acc… fuhh.. finally they explain everything…
why they made this rules ha????
im almost get heart attack… hahaha..
By saimatkong on Aug 17, 2008 | Reply
hey why invalid? then what they explain? care to list out the details so the rest will know about it too. =)
so u got ur refund?
By desmond on Nov 30, 2008 | Reply
hi guys,i also face this kind of situation right now, so im finding the results here.
hi saimatkong,izzit the truth that our pre-auth amount will be given back?
coz i’ve been deducted twice in a night when i pump petrol at petronas and it make me shock about this.
By saimatkong on Dec 1, 2008 | Reply
Hi Desmond, yes, no worries, if you worried better give their CS a call. =)