New Maybank Visa Debit Card
Shop at over 29 million VISA merchant locations worldwide
It’s your ATM card – withdraw cash locally and overseas
Earn TreatsPoints and enjoy privileges when you shop
No income requirement for application, no finance and late charges or annual fees
Online statement through www.maybank2u.com
Peace of mind with the smart chip security
Features & Benefits of the NEW Maybankard Visa Debit
Convenience
It is as good as cash! A fast and easy way to pay, and it eliminates the need to carry cheques and reduces the risk of carrying cash. You can also pay bills, transfer money or make purchases wherever VISA is accepted.
It is that smart!Accepted Everywhere
Maybankard Visa Debit is accepted in as many as 29 million VISA merchant locations worldwide.Peace of Mind
With the latest security features of the smart chip technology on the card, you can be assured of peace of mind while you shop. An SMS alert will be sent to you if we detect any doubtful transactions. Our 24 x 7 Call Centre is also ready to assist you at all times.Control at Your Fingertip
• Set Your Own Purchase Limit
You can set your own purchase limit up to the Bank Purchase Limit which currently stands at RM5,000. Or you can deactivate or lower this limit at any Maybank ATM.
• Record-Keeping
Keep track of your expenses with your online statement where you will see information such as merchant location, transaction amount and date.TreatsPoints
Earn TreatsPoints whenever you pay with your Maybankard Visa Debit. Redeem an array of exciting gifts or shopping, dining or petrol vouchers with your accumulated TreatsPoints.Fee Free
No more annual fees, monthly interest rates or late charges to worry about with the Maybankard Visa Debit
One thing I should bring out here and you all should know is,i f u pump petrol other than Petronas, it will charge you RM150 per transaction and then will only return the remaining amount to your account. So that’s the cons. No matter how much u pump it will be RM150.00 and only return to you few days time.
Let say, you pump RM60.00 but you will be charged RM150.00 and the remaining RM90.00 will return to you in few days time. So that’s the catch and it hold your cash flow.
44 Responses to “New Maybank Visa Debit Card”
By slowcatchupkuan on Mar 27, 2008 | Reply
i heard of this new card too. sounds great. am going to apply soon.
By saimatkong on Mar 27, 2008 | Reply
hey, one thing you all should know. If u pump petrol other than Petronas, it will charge you RM150 1st and then will only return the remaining amount to your account. So that’s the cons. No matter how much u pump it will be RM150.00 and only return to you few days time.
By Umazuki on Mar 29, 2008 | Reply
Very gila ah..maybank..
By saimatkong on Mar 30, 2008 | Reply
why gila? wat do u mean?
By tealady on Apr 1, 2008 | Reply
Actually the concept of using visa debit at petrol pump same with credit card. But credit card is bank money…so customer don’t care only pay….but visa debit is people money…in petronas if u use Visa debit but select Credit..the behaviour same like other petrol pump….not a few days time…but after the petrol pump do the settlement with their terminal….
By abg on Apr 28, 2008 | Reply
how bout when you buy something more than wat is left in ur account using this debit card..? or is it we need to check the balance in the account b4 shop. or is it we only shop according the sum in the account..
By saimatkong on Apr 28, 2008 | Reply
you only can use what ever you have and it’s within the credit limit that you set.
By christepher on May 9, 2008 | Reply
hi, when i use this card to pay the hotel, oso charge RM150 1st for deposit when u check in. but until wait for one week still no refund the money yet. I oso don know wat going on. anybody know?
By saimatkong on May 9, 2008 | Reply
that I’m not too sure why not u call maybank and ask? that’s the most easy way to ask about where ur money go about.
By vanillacOla on May 10, 2008 | Reply
Actually i pumped petrol using my maybank visa debit card at petronas (awan besar) that day n they automatically deducted RM 150 from me too..
By vanillacOla on May 10, 2008 | Reply
.. but they credited back the RM 150 the next day n deducted my actual petrol amt spent.. funny..
Btw, is it just me or is anyone else a biiiit concerned about security aspect of this card? IMHO, they shuld request for PIN no 1st b4 a transaction..
By saimatkong on May 10, 2008 | Reply
Hi vanillacOla, I thought Petronas they will not as told by the customer service in Maybank when my colleague applied for it. That’s weird. Btw, it’s function is like credit card so no pin is required .
By lankapo on May 17, 2008 | Reply
hi,
I read that you can pay at the counter using debit card without being deducted RM 150.
can anybody confirm this
By saimatkong on May 18, 2008 | Reply
hey, u mean pay for petrol over the counter? Those who using this debit might help or the best is call directly to their customer service.
By zas on Jun 17, 2008 | Reply
You can pay at the inside counter of the petrol station n be deducted of the amount of petrol that u bought by purchasing some products in the kiosk,but usually they will ask u to swipe it at the pumps.this will cause u to advance the rm150 from the card.
By 1Earth on Jun 21, 2008 | Reply
Not sure if it works differently in Sabah, but last night I put RM50 in my car (at Shell – no choice, stuck in the card, it processed for a few seconds and said “autorised, start pumping”) and this morning there’s a RM200 charge under “PRE-AUTH” in my Online Banking.
If it’s pre-authorisation, it’s a block, much like when they block off say RM500 at a hotel when you check-in, to cover your expenses and reserve the money on your account. So techincally the money has not been removed, although it boils down to the same thing.
Will have to wait and see how long it takes for them to remove the authorisation. I wonder why they chose to do it this way.
By voices on Aug 1, 2008 | Reply
For Shell, it is RM200, RM150 is for Petronas, is there a way to remove this deduction when swiping the card? how about for other petrol stations like ESSO?MOBIL?BHP?CALTEX?
By saimatkong on Aug 3, 2008 | Reply
I don’t think there’s way to remove this deduction as this is how the debit card works I guess. I have no idea on other petrol stations maybe other ppl may help or you should call the customer care line. =)
By kong on Aug 11, 2008 | Reply
Petrol transaction at the pump (outdoor) – Pre-authorization amount is RM150 but some petrol operators allow the cardholder to select the amount at the pump. Pre-authorization amount will be charged to customer’s banking account during the fill-up. The pre-authorization amount will be reversed back and the actual filled-up amount will be charged to customer’s bank account once the bank receives the actual filled-up amount from the acquiring bank. Averagepre-authorization holding day is 3 days
By ZINO on Aug 17, 2008 | Reply
actually last friday, im using my debit for the first time at ESSO, but the machine said that my card is invalid, so i pay cash, but when i check at maybank2u, im shocked because RM200 was deducted from my acc… fuhh.. finally they explain everything…
why they made this rules ha????
im almost get heart attack… hahaha..
By saimatkong on Aug 17, 2008 | Reply
hey why invalid? then what they explain? care to list out the details so the rest will know about it too. =)
so u got ur refund?
By desmond on Nov 30, 2008 | Reply
hi guys,i also face this kind of situation right now, so im finding the results here.
hi saimatkong,izzit the truth that our pre-auth amount will be given back?
coz i’ve been deducted twice in a night when i pump petrol at petronas and it make me shock about this.
By saimatkong on Dec 1, 2008 | Reply
Hi Desmond, yes, no worries, if you worried better give their CS a call. =)
By righvex on Dec 5, 2008 | Reply
Hi guys,
I hav the same prob too… yesterday i pump fuel at CALTEX station in kamunting for only RM30 using Maybank debit card. I did not know nothing about this stuff. Today, i check my account through maybank2u.. i was shock that my RM200 deducted from my account! this is so %$#$#$ @@#$#!
By desmond on Dec 8, 2008 | Reply
haha…nw i got my credit bek ad…haha
quiet fast..monday get it bek
By NicholasTaleb on Dec 20, 2008 | Reply
Maybank or any other bank using the preapproved sh*t on their debit card customers are cheating their customers blind.The money is there.
Bank Negara is supposed to regulate banking anti social behavior – and they allow this sh*t to happen.
I suppose we have to alert CAP or any other dumb politicians to give them speaking points.
By Headknow on Dec 25, 2008 | Reply
the conclusions is please stay away from using the maybankard visa debit. it’s totally useless otherwise the card cannot be use as a online shopping.
the logo VISA nampak gempak sial but the reality its sucks! useless
By ekudang on Jan 6, 2009 | Reply
last time, i’m using my debit for the first time at TESCO at pinang, but its not work when casher swiping for a couple time at the machine. so i pay in cash, when i check at maybank2u using my mobile phone via 3G,i was resulted that’s RM3(only) was deducted from my acc..as i know i’m never buy something using this shit.. big company is not a big deal!
By KawanKuKuBird ~.~ on Feb 27, 2009 | Reply
cannot using online paypal?….
buy things in shop also Pre-authorization?
By saimatkong on Feb 28, 2009 | Reply
Please contact the customer service for more info. I’m not sure about this.
By Veiven on Mar 6, 2009 | Reply
hey can debit card goes to on9 cause i am trying to get something from us
By maybank customer on May 13, 2009 | Reply
hi everyone, i agree with you all. the maybank visa debit card is useless!!…they have charged me RM200 pre-autho sale debit when i filled fuel RM50..at shell station…had to use the pump as the counter had problem with the system…they took RM50 from my account and took RM200 pre-autho sale debit…it has been 5 days now and i haven’t received my money back. do you know how long they reverse the money back? this is useless system!! btw, do you know what happen if we cancel the visa debit card? will maybank charge us etc? let me know if you have any idea..thanks.
By YK Lai on May 14, 2009 | Reply
normally they give me back money on the 4th day, so I consider it is 3 days. by the way if don’t want to use it as a debit card then just use it as ATM card because cancel then apply back the normal bankard cost RM20 i think~~
By Jalil on Jul 23, 2009 | Reply
the hell, Ive been experiencing it too… I pump for RM50 fuel on 19th of July.. suddenly I checked my online statement today RM200 hv been deducted from my account.. its been 5days, 3days if I minus of sat and sun..
useless card, this sholud not happening.. luckyly I pump yesterday usning cash.. otherwise RM400 deduted from my account!!!!!!!!!!!!!!!
By adi on Aug 6, 2009 | Reply
aku isi minyak rm50 3/8/09. aku cucuk kad debit 2x tp 1st time x jd isi. maybank tolak rm150x2=rm300. Depa refund blk rm150. mana pi lagi rm150. esok aku nk complaint. haram jadah sungguh maybank!! menyusahkan org.
By nwar on Oct 1, 2009 | Reply
Same thing happen to me, today i went to Esso-Mobil and fuel Rm40 using the fuel pump card payment. However, the first try was unsuccessful because I inserted the royalty card upside down .So I did the 2nd time, this was successful. After that, I logged in to maybank2u and checked the “today’s transaction” and it shows PRE-AUTH DEBIT Rm 200, TWICE! Probably the system deducted the first try too. Hopefully I will get my Rm360 back.
By want to ask on Oct 9, 2009 | Reply
- It is VISA , not VISA electron ? Can use at anywhere same as VISA credit card?
- Let say purchase something in supermarket, user need sign or use PIN ?
By want to ask on Oct 9, 2009 | Reply
- the ‘top up’ is just bank in the amount into saving/current account?
- anyone tried using it at departmental store/ shops/ merchants? “Pre-authorization” needed?
By saimatkong on Oct 11, 2009 | Reply
yes, different bank is different some can topup in 7-11.
By ask on Oct 12, 2009 | Reply
Anyone here can confirm it charge RM8 for this card?
but the website mentioned “Annual service fee: Free”
By saimatkong on Oct 13, 2009 | Reply
then call the customer service to verify it =)
By spawnkumar on Oct 15, 2009 | Reply
hello “ask”…
if u take Annual service fee: Free…u will be charged RM0.50 for Fifth withdrawal and above in a month*:
so they came with new option…
Annual fee: RM8 for unlimited withdrawal
up to u want to take it or not..because i just applied today and this information i got from the officer
By Calvin Foo on Feb 5, 2010 | Reply
You guys never worry about the security flaws in this Maybank Debit Card?
Maybank2u Card, yes it is not widely accepted, but the security is peace of mind. If your card is stolen or lost, without the PIN, they can’t use it anywhere
Maybank Visa Debit Card, if you lost it, anyone can use it to shop for anything, because no pin required, and worst case – it is directly deduct from your saving acount. They directly take money from your saving account!!!
Unlike Credit card, any fraud is bared by the bank itself, as you are not required to pay until the statement comes and you reserve the right not to pay the bank if any fraud found, at most is just a dent to your credit card credit limit, and it will be reversed back in no time; Maybank Visa Debit Card, if happened somebody took your card and swap a huge amount of transaction… You know what will happen then…
Any transaction before you report your card is lost to Maybank is considered valid, what if few days later only you found out that you lost your card?
I lost my ATM Card before, and I never realised until few weeks later I want to withdraw cash from the ATM. But I never worry, because unlikely anyone who picked up my card is able to guess my six digit PIN right within three tries.
If I lost my Maybank Visa Debit Card, chances is likely I will shit my pants. Now everyday I must ensure the card is still in my wallet.
I don’t know about you guys, but I am going to cancel my Maybank Visa Debit Card and reverse it back to normal Maybank2u ATM Card for peace of mind.
By saimatkong on Feb 6, 2010 | Reply
I think now when you apply ATM they will give your Debit card from now on…